Dream to Doorstep, Take
the keys to your First Home
How can our Financial Advisers help
Get Your First Mortgage Stress-Free!
Buying your first home can be daunting, especially when it comes to mortgages. Our experienced team specializes in helping first-time buyers secure their first mortgage hassle-free.
Lifetime Individual Savings Account (LISA)
If you’re not quite ready to make the leap into homeownership, that’s okay! We’re here to assist you in organizing your finances at your own pace. Explore our customized investment solutions, such as the Lifetime Individual Savings Account (LISA), with enticing government incentives.
Frequently Asked Questions
What is a mortgage or who are first time buyers?
A mortgage is a loan used to purchase a property, typically a home, where the property itself serves as collateral.First-time buyers are individuals or families purchasing their first residential property. In the UK, this group often benefits from special government schemes and incentives, such as the Help to Buy ISA, Lifetime ISA, and shared ownership, which aim to make homeownership more accessible.
As independent financial advisers, we guide first-time buyers through the process, helping them understand their options and secure the most favorable mortgage terms to facilitate their first step onto the property ladder.
How much deposit do I need to buy a home?
As independent financial advisers, we can help you navigate the home-buying process, providing personalized advice to determine the best deposit amount for your situation. We’ll assess your financial health, explore various mortgage options, and guide you through any available government schemes to ensure you make an informed decision.
What exactly is meant by "first-time buyer relief"?
First-time buyer relief refers to financial incentives and tax reductions offered to individuals purchasing their first home. In the UK, the most notable form of this relief is the exemption from or reduction in Stamp Duty Land Tax (SDLT) for first-time buyers.
The aim of first-time buyer relief is to make homeownership more affordable for individuals entering the property market for the first time. It reduces the initial cost burden, enabling more people to afford their first home.
How do I find my first mortgage?
We can provide expert advice and access to a wide range of mortgage products. Fordham Financial Services offers a free advice consultation, helping you understand your options and find the best mortgage deals.
We can support you through each step, ensuring you find the best mortgage option for your needs.
Testimonials
"Brilliant company to work with brilliant service to clients and someone I’m glad that is looking after my two companies. I wouldn’t look anywhere else and hopefully I don’t have to in the long term long may our companies work together. Thanks Fordham finance first all that you do. "
Secure Your Farm
"Excellent service from James and the team. He's always proactive and willing to help with all sorts of enquiries. James is super-prompt too - you feel like you're really being looked after. And did I mention, he's saved me A LOT of money too. Highly recommended!"
Sailesh Rathatha
"I can’t recommend James and his team highly enough. They are personable, understanding and take time to get to know you. Additionally their service is prompt and reliable."
Debbie Grey